by Ben Nguyen | Jan 1, 2020 | Credit Tips
It’s common knowledge that you should maintain a good credit score. But for what reason? Isn’t the score only there for bragging rights and to say to creditors that you know how to manage your expenses? Aside from uplifting your ego for having an enviable rating,...
by Ben Nguyen | Dec 31, 2019 | Credit Tips
Banks, insurance providers, and other lenders look at your credit score when you apply for their products. Whether you’re getting a loan, a credit card, or insurance, financial institutions will always look at your credit rating. Even landlords and employers look at...
by Ben Nguyen | Dec 30, 2019 | Credit Tips
According to a study conducted by the Federal Trade Commission (FTC), one in five Americans find errors in their credit reports. Although the majority of those who file for dispute see an acceptable change in their scores, many just leave things as is and forget about...
by Ben Nguyen | Nov 27, 2019 | Credit Tips
It’s essential to maintain a good credit score as it plays a big role in getting access to financial products like loans and credit cards. However, despite best efforts, you may still get a bad score because of input errors, wrong entries, or miscalculations. These...
by Ben Nguyen | Oct 4, 2019 | Credit Tips
An excellent credit score says a lot about your financial capability. It shows that you’re a responsible individual who can manage expenses well. The status brings about numerous benefits including lower debt interests and better loan deals. Many consumers open a...
by Ben Nguyen | Oct 4, 2019 | Credit Tips
A high credit rating does more than make you feel good about your finances. It significantly impacts your capacity to buy things and borrow money when the need arises. By checking your credit report, you’ll know whether you have a good standing or a bad rating. What...